Tennessee Excavation and Grading businesses pay $190–$855/month.
Get My Free Quote →By clicking, you agree to our Terms of Use and Privacy Policy, and authorize My Digital Kube and its licensed carrier partners to contact you using the information you provide. Consent is not required to purchase insurance.
| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Memphis | $205–$923/mo | Compare → |
| Nashville | $218–$983/mo | Compare → |
| Knoxville | $190–$855/mo | Compare → |
| Chattanooga | $190–$855/mo | Compare → |
| Clarksville | $186–$838/mo | Compare → |
| Murfreesboro | $200–$898/mo | Compare → |
| Franklin | $224–$1,009/mo | Compare → |
| Jackson | $181–$812/mo | Compare → |
| Johnson City | $181–$812/mo | Compare → |
| Bartlett | $194–$872/mo | Compare → |
| Shelby County | $205–$923/mo | Compare → |
| Davidson County | $218–$983/mo | Compare → |
| Knox County | $190–$855/mo | Compare → |
| Hamilton County | $190–$855/mo | Compare → |
| Rutherford County | $200–$898/mo | Compare → |
| Williamson County | $224–$1,009/mo | Compare → |
| Montgomery County | $186–$838/mo | Compare → |
| Sumner County | $200–$898/mo | Compare → |
| Wilson County | $200–$898/mo | Compare → |
| Maury County | $190–$855/mo | Compare → |
Excavation and Grading businesses in Tennessee typically pay $190–$855/month for commercial property insurance. Rates vary by city, revenue, employee count, and claims history.
Tennessee doesn't legally mandate commercial property insurance for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.
Commercial Property Insurance protects your building, equipment, inventory, and physical assets from damage or loss. For Excavation and Grading businesses, key covered scenarios include: Third-party property damage on a jobsite; Worker injury from fall or equipment; Subcontractor liability dispute.
Top exposures: (1) Third-party property damage on a jobsite, (2) Worker injury from fall or equipment, (3) Subcontractor liability dispute, (4) Tools and equipment theft.
Top carriers in Tennessee for Construction & Trades businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Excavation and Grading policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Tennessee cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.