Privacy Policy

Effective Date: September 20, 2026

1. Introduction

My Digital Kube ("we," "us," or "our") is an insurance comparison platform operated by Insurance Pro Agencies, Inc.. This Privacy Policy explains how we collect, use, share, and protect your personal information when you use mydigitalkube.com (the "Site"). By using the Site, you agree to the collection and use of information as described in this policy.

2. Information We Collect

We collect information you provide directly (such as name, email, phone number, ZIP code, date of birth, and insurance history when you request a quote), information collected automatically (IP address, browser type, pages visited, time spent on pages, referring URL), and information from third-party sources (public records, data enrichment providers, and our carrier partners).

3. How We Use Your Information

We use your information to: connect you with licensed insurance agents and carriers who can provide quotes; personalize your experience and improve our comparison tools; send you communications you have consented to receive (see our Terms of Use for details); comply with legal obligations; prevent fraud and ensure platform security; and analyze usage patterns to improve our services.

We may use AI-powered tools to match you with the most relevant carriers based on your profile, generate personalized content, and improve our quote accuracy. AI systems process your data in accordance with this policy.

4. How We Share Your Information

We share your information with: (a) Licensed insurance carriers and agencies in our network, when you request a quote or have consented to contact; (b) Service providers who help us operate the Site (hosting, analytics, fraud prevention); (c) Law enforcement or government authorities when required by law; and (d) Successors in the event of a merger, acquisition, or sale of assets.

We do not sell your personal information to data brokers or advertising networks unrelated to insurance. Our carrier partners are required by contract to handle your data in compliance with applicable law.

5. Your Rights

Depending on your state of residence, you may have rights including: the right to know what personal information we have collected about you; the right to request deletion of your personal information; the right to opt out of the sale or sharing of your personal information; the right to correct inaccurate personal information; and the right not to be discriminated against for exercising your privacy rights.

California residents have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA). To exercise any of these rights, contact us at ipainsurancemarketplace@gmail.com.

6. Do Not Sell / Do Not Share

You may opt out of the sharing of your personal information for cross-context behavioral advertising by contacting us at ipainsurancemarketplace@gmail.com or by using the "Do Not Sell or Share My Personal Information" link in the footer of our Site.

7. Communications Opt-Out

If you have consented to receive text messages from us or our partners, you may opt out at any time by replying STOP to any text message. To opt out of email communications, use the unsubscribe link in any email or contact ipainsurancemarketplace@gmail.com.

8. Data Retention

We retain your personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. Consent records are retained for a minimum of 5 years to comply with TCPA documentation requirements.

9. Security

We implement reasonable technical and organizational measures to protect your personal information, including 256-bit SSL encryption for data transmission. However, no security system is impenetrable, and we cannot guarantee the absolute security of your information.

10. Cookies and Tracking

We use cookies and similar tracking technologies to improve your experience, analyze traffic, and serve relevant content. You can control cookie settings through your browser. We use Google Analytics and Microsoft Clarity to understand how visitors use our Site.

11. Children's Privacy

Our Site is not directed to children under 13 years of age. We do not knowingly collect personal information from children under 13.

12. Contact Us

For privacy-related inquiries, to exercise your rights, or to request a list of our carrier partners:

Privacy Officer, Insurance Pro Agencies, Inc.
15255 S 94th Ave, Suite 500, Orland Park, IL 60462
Email: ipainsurancemarketplace@gmail.com

My Digital Kube is a service of Insurance Pro Agencies, Inc.. This Privacy Policy applies to mydigitalkube.com.