Tile, Stone, and Flooring Commercial Property Insurance in Texas

Texas Tile, Stone, and Flooring businesses pay $110–$550/month.

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Tile, Stone, and Flooring CP Rates by City and County in Texas

LocationEst. Monthly RateGet Quote
Houston$138–$688/moCompare →
San Antonio$121–$605/moCompare →
Dallas$138–$688/moCompare →
Austin$141–$704/moCompare →
Fort Worth$126–$633/moCompare →
El Paso$110–$550/moCompare →
Arlington$123–$616/moCompare →
Corpus Christi$116–$578/moCompare →
Plano$134–$671/moCompare →
Lubbock$110–$550/moCompare →
Laredo$110–$550/moCompare →
Garland$123–$616/moCompare →
Irving$126–$633/moCompare →
Amarillo$110–$550/moCompare →
Grand Prairie$121–$605/moCompare →
Harris County$138–$688/moCompare →
Dallas County$138–$688/moCompare →
Tarrant County$126–$633/moCompare →
Bexar County$121–$605/moCompare →
Travis County$141–$704/moCompare →
Collin County$132–$660/moCompare →
Hidalgo County$110–$550/moCompare →
El Paso County$110–$550/moCompare →
Denton County$126–$633/moCompare →
Fort Bend County$130–$649/moCompare →

Coverage Types for Tile, Stone, and Flooring in Texas

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Workers' Compensation
  • ✓Commercial Property
  • ✓Inland Marine / Tools & Equipment

Top Risk Exposures

  • 1.Third-party property damage on a jobsite
  • 2.Worker injury from fall or equipment
  • 3.Subcontractor liability dispute
  • 4.Tools and equipment theft
  • 5.Vehicle accident on the way to a job
  • 6.Completed work failure or defect claim

FAQs — Tile, Stone, and Flooring Commercial Property Insurance in Texas

How much is commercial property insurance for Tile, Stone, and Flooring in Texas?

Tile, Stone, and Flooring businesses in Texas typically pay $110–$550/month for commercial property insurance. Rates vary by city, revenue, employee count, and claims history.

Is commercial property insurance required in Texas for Tile, Stone, and Flooring?

Texas doesn't legally mandate commercial property insurance for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does commercial property insurance cover for Tile, Stone, and Flooring in Texas?

Commercial Property Insurance protects your building, equipment, inventory, and physical assets from damage or loss. For Tile, Stone, and Flooring businesses, key covered scenarios include: Third-party property damage on a jobsite; Worker injury from fall or equipment; Subcontractor liability dispute.

What are the biggest risks for Tile, Stone, and Flooring businesses in Texas?

Top exposures: (1) Third-party property damage on a jobsite, (2) Worker injury from fall or equipment, (3) Subcontractor liability dispute, (4) Tools and equipment theft.

Which carriers write Tile, Stone, and Flooring policies in Texas?

Top carriers in Texas for Construction & Trades businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day commercial property insurance in Texas?

Yes — most Tile, Stone, and Flooring policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Texas cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.