Tennessee Barber businesses pay $114–$475/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Memphis | $123–$513/mo | Compare → |
| Nashville | $131–$546/mo | Compare → |
| Knoxville | $114–$475/mo | Compare → |
| Chattanooga | $114–$475/mo | Compare → |
| Clarksville | $112–$466/mo | Compare → |
| Murfreesboro | $120–$499/mo | Compare → |
| Franklin | $135–$561/mo | Compare → |
| Jackson | $108–$451/mo | Compare → |
| Johnson City | $108–$451/mo | Compare → |
| Bartlett | $116–$485/mo | Compare → |
| Shelby County | $123–$513/mo | Compare → |
| Davidson County | $131–$546/mo | Compare → |
| Knox County | $114–$475/mo | Compare → |
| Hamilton County | $114–$475/mo | Compare → |
| Rutherford County | $120–$499/mo | Compare → |
| Williamson County | $135–$561/mo | Compare → |
| Montgomery County | $112–$466/mo | Compare → |
| Sumner County | $120–$499/mo | Compare → |
| Wilson County | $120–$499/mo | Compare → |
| Maury County | $114–$475/mo | Compare → |
Barber businesses in Tennessee typically pay $114–$475/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.
Yes — Tennessee requires workers' compensation for most employers with at least one employee. Barber businesses that skip coverage face stop-work orders and personal liability.
Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Barber businesses, key covered scenarios include: Foodborne illness outbreak; Customer slip and fall; Employee burn or cut injury.
Top exposures: (1) Foodborne illness outbreak, (2) Customer slip and fall, (3) Employee burn or cut injury, (4) Liquor liability (if applicable).
Top carriers in Tennessee for Food & Beverage businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Barber policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Tennessee cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.