Janitorial Services Workers' Compensation Insurance in Texas

Texas Janitorial Services businesses pay $66–$275/month.

Get My Free Quote →

By clicking, you agree to our Terms of Use and Privacy Policy, and authorize My Digital Kube and its licensed carrier partners to contact you using the information you provide. Consent is not required to purchase insurance.

Janitorial Services WC Rates by City and County in Texas

LocationEst. Monthly RateGet Quote
Houston$83–$344/moCompare →
San Antonio$73–$303/moCompare →
Dallas$83–$344/moCompare →
Austin$84–$352/moCompare →
Fort Worth$76–$316/moCompare →
El Paso$66–$275/moCompare →
Arlington$74–$308/moCompare →
Corpus Christi$69–$289/moCompare →
Plano$81–$336/moCompare →
Lubbock$66–$275/moCompare →
Laredo$66–$275/moCompare →
Garland$74–$308/moCompare →
Irving$76–$316/moCompare →
Amarillo$66–$275/moCompare →
Grand Prairie$73–$303/moCompare →
Harris County$83–$344/moCompare →
Dallas County$83–$344/moCompare →
Tarrant County$76–$316/moCompare →
Bexar County$73–$303/moCompare →
Travis County$84–$352/moCompare →
Collin County$79–$330/moCompare →
Hidalgo County$66–$275/moCompare →
El Paso County$66–$275/moCompare →
Denton County$76–$316/moCompare →
Fort Bend County$78–$325/moCompare →

Coverage Types for Janitorial Services in Texas

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Workers' Compensation
  • ✓Commercial Property
  • ✓Inland Marine / Tools & Equipment

Top Risk Exposures

  • 1.Property damage while cleaning
  • 2.Employee injury from chemicals or equipment
  • 3.Theft accusation by client
  • 4.Slip and fall by worker on premises
  • 5.Chemical damage to surfaces or fabrics
  • 6.Vehicle accident between job sites

FAQs — Janitorial Services Workers' Compensation Insurance in Texas

How much is workers' compensation insurance for Janitorial Services in Texas?

Janitorial Services businesses in Texas typically pay $66–$275/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.

Is workers' compensation insurance required in Texas for Janitorial Services?

Yes — Texas requires workers' compensation for most employers with at least one employee. Janitorial Services businesses that skip coverage face stop-work orders and personal liability.

What does workers' compensation insurance cover for Janitorial Services in Texas?

Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Janitorial Services businesses, key covered scenarios include: Property damage while cleaning; Employee injury from chemicals or equipment; Theft accusation by client.

What are the biggest risks for Janitorial Services businesses in Texas?

Top exposures: (1) Property damage while cleaning, (2) Employee injury from chemicals or equipment, (3) Theft accusation by client, (4) Slip and fall by worker on premises.

Which carriers write Janitorial Services policies in Texas?

Top carriers in Texas for Cleaning & Maintenance businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day workers' compensation insurance in Texas?

Yes — most Janitorial Services policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Texas cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.