Massachusetts Machine Shops businesses pay $81–$338/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Boston | $126–$524/mo | Compare → |
| Worcester | $101–$423/mo | Compare → |
| Springfield | $93–$389/mo | Compare → |
| Cambridge | $130–$541/mo | Compare → |
| Lowell | $97–$406/mo | Compare → |
| Brockton | $96–$399/mo | Compare → |
| New Bedford | $89–$372/mo | Compare → |
| Quincy | $109–$456/mo | Compare → |
| Lynn | $97–$406/mo | Compare → |
| Fall River | $89–$372/mo | Compare → |
| Middlesex County | $122–$507/mo | Compare → |
| Worcester County | $101–$423/mo | Compare → |
| Essex County | $105–$439/mo | Compare → |
| Suffolk County | $126–$524/mo | Compare → |
| Norfolk County | $113–$473/mo | Compare → |
| Hampden County | $93–$389/mo | Compare → |
| Bristol County | $93–$389/mo | Compare → |
| Plymouth County | $97–$406/mo | Compare → |
| Barnstable County | $89–$372/mo | Compare → |
| Hampshire County | $93–$389/mo | Compare → |
Machine Shops businesses in Massachusetts typically pay $81–$338/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.
Yes — Massachusetts requires workers' compensation for most employers with at least one employee. Machine Shops businesses that skip coverage face stop-work orders and personal liability.
Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Machine Shops businesses, key covered scenarios include: Customer slip and fall in store; Product liability from sold merchandise; Employee injury during stocking.
Top exposures: (1) Customer slip and fall in store, (2) Product liability from sold merchandise, (3) Employee injury during stocking, (4) Shoplifting and employee theft.
Top carriers in Massachusetts for Retail businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Machine Shops policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Massachusetts cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.