Painting Workers' Compensation Insurance in Oregon

Oregon Painting businesses pay $69–$345/month.

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Painting WC Rates by City and County in Oregon

LocationEst. Monthly RateGet Quote
Portland$93–$466/moCompare →
Eugene$76–$380/moCompare →
Salem$72–$362/moCompare →
Gresham$81–$407/moCompare →
Hillsboro$83–$414/moCompare →
Beaverton$84–$421/moCompare →
Bend$77–$386/moCompare →
Medford$72–$362/moCompare →
Springfield$75–$373/moCompare →
Corvallis$75–$373/moCompare →
Multnomah County$93–$466/moCompare →
Washington County$83–$414/moCompare →
Clackamas County$79–$397/moCompare →
Lane County$76–$380/moCompare →
Marion County$72–$362/moCompare →
Jackson County$72–$362/moCompare →
Linn County$69–$345/moCompare →
Deschutes County$77–$386/moCompare →
Douglas County$68–$338/moCompare →
Benton County$75–$373/moCompare →

Coverage Types for Painting in Oregon

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Commercial Property
  • ✓Inland Marine / Tools & Equipment

Top Risk Exposures

  • 1.Third-party property damage on a jobsite
  • 2.Worker injury from fall or equipment
  • 3.Subcontractor liability dispute
  • 4.Tools and equipment theft
  • 5.Vehicle accident on the way to a job
  • 6.Completed work failure or defect claim

FAQs — Painting Workers' Compensation Insurance in Oregon

How much is workers' compensation insurance for Painting in Oregon?

Painting businesses in Oregon typically pay $69–$345/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.

Is workers' compensation insurance required in Oregon for Painting?

Yes — Oregon requires workers' compensation for most employers with at least one employee. Painting businesses that skip coverage face stop-work orders and personal liability.

What does workers' compensation insurance cover for Painting in Oregon?

Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Painting businesses, key covered scenarios include: Third-party property damage on a jobsite; Worker injury from fall or equipment; Subcontractor liability dispute.

What are the biggest risks for Painting businesses in Oregon?

Top exposures: (1) Third-party property damage on a jobsite, (2) Worker injury from fall or equipment, (3) Subcontractor liability dispute, (4) Tools and equipment theft.

Which carriers write Painting policies in Oregon?

Top carriers in Oregon for Construction & Trades businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day workers' compensation insurance in Oregon?

Yes — most Painting policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Oregon cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.