Texas Painting businesses pay $66–$330/month.
Get My Free Quote →By clicking, you agree to our Terms of Use and Privacy Policy, and authorize My Digital Kube and its licensed carrier partners to contact you using the information you provide. Consent is not required to purchase insurance.
| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Houston | $83–$413/mo | Compare → |
| San Antonio | $73–$363/mo | Compare → |
| Dallas | $83–$413/mo | Compare → |
| Austin | $84–$422/mo | Compare → |
| Fort Worth | $76–$379/mo | Compare → |
| El Paso | $66–$330/mo | Compare → |
| Arlington | $74–$370/mo | Compare → |
| Corpus Christi | $69–$347/mo | Compare → |
| Plano | $81–$403/mo | Compare → |
| Lubbock | $66–$330/mo | Compare → |
| Laredo | $66–$330/mo | Compare → |
| Garland | $74–$370/mo | Compare → |
| Irving | $76–$379/mo | Compare → |
| Amarillo | $66–$330/mo | Compare → |
| Grand Prairie | $73–$363/mo | Compare → |
| Harris County | $83–$413/mo | Compare → |
| Dallas County | $83–$413/mo | Compare → |
| Tarrant County | $76–$379/mo | Compare → |
| Bexar County | $73–$363/mo | Compare → |
| Travis County | $84–$422/mo | Compare → |
| Collin County | $79–$396/mo | Compare → |
| Hidalgo County | $66–$330/mo | Compare → |
| El Paso County | $66–$330/mo | Compare → |
| Denton County | $76–$379/mo | Compare → |
| Fort Bend County | $78–$389/mo | Compare → |
Painting businesses in Texas typically pay $66–$330/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.
Yes — Texas requires workers' compensation for most employers with at least one employee. Painting businesses that skip coverage face stop-work orders and personal liability.
Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Painting businesses, key covered scenarios include: Third-party property damage on a jobsite; Worker injury from fall or equipment; Subcontractor liability dispute.
Top exposures: (1) Third-party property damage on a jobsite, (2) Worker injury from fall or equipment, (3) Subcontractor liability dispute, (4) Tools and equipment theft.
Top carriers in Texas for Construction & Trades businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Painting policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Texas cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.