Massachusetts Social Services businesses pay $81–$405/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Boston | $126–$628/mo | Compare → |
| Worcester | $101–$506/mo | Compare → |
| Springfield | $93–$466/mo | Compare → |
| Cambridge | $130–$648/mo | Compare → |
| Lowell | $97–$486/mo | Compare → |
| Brockton | $96–$478/mo | Compare → |
| New Bedford | $89–$446/mo | Compare → |
| Quincy | $109–$547/mo | Compare → |
| Lynn | $97–$486/mo | Compare → |
| Fall River | $89–$446/mo | Compare → |
| Middlesex County | $122–$608/mo | Compare → |
| Worcester County | $101–$506/mo | Compare → |
| Essex County | $105–$527/mo | Compare → |
| Suffolk County | $126–$628/mo | Compare → |
| Norfolk County | $113–$567/mo | Compare → |
| Hampden County | $93–$466/mo | Compare → |
| Bristol County | $93–$466/mo | Compare → |
| Plymouth County | $97–$486/mo | Compare → |
| Barnstable County | $89–$446/mo | Compare → |
| Hampshire County | $93–$466/mo | Compare → |
Social Services businesses in Massachusetts typically pay $81–$405/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.
Yes — Massachusetts requires workers' compensation for most employers with at least one employee. Social Services businesses that skip coverage face stop-work orders and personal liability.
Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Social Services businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.
Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.
Top carriers in Massachusetts for Social & Community Services businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Social Services policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Massachusetts cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.