House Cleaning and Maid Service Business Owner's Policy (BOP) in Ohio

Ohio House Cleaning and Maid Service businesses pay $59–$245/month.

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House Cleaning and Maid Service BP Rates by City and County in Ohio

LocationEst. Monthly RateGet Quote
Columbus$68–$282/moCompare →
Cleveland$65–$270/moCompare →
Cincinnati$66–$274/moCompare →
Toledo$58–$240/moCompare →
Akron$59–$245/moCompare →
Dayton$58–$240/moCompare →
Parma$62–$257/moCompare →
Canton$56–$233/moCompare →
Youngstown$53–$221/moCompare →
Lorain$56–$233/moCompare →
Franklin County$68–$282/moCompare →
Cuyahoga County$65–$270/moCompare →
Hamilton County$66–$274/moCompare →
Summit County$59–$245/moCompare →
Montgomery County$58–$240/moCompare →
Lucas County$58–$240/moCompare →
Stark County$56–$233/moCompare →
Lorain County$59–$245/moCompare →
Butler County$62–$257/moCompare →
Mahoning County$54–$225/moCompare →

Coverage Types for House Cleaning and Maid Service in Ohio

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Workers' Compensation
  • ✓Commercial Property
  • ✓Inland Marine / Tools & Equipment

Top Risk Exposures

  • 1.Property damage while cleaning
  • 2.Employee injury from chemicals or equipment
  • 3.Theft accusation by client
  • 4.Slip and fall by worker on premises
  • 5.Chemical damage to surfaces or fabrics
  • 6.Vehicle accident between job sites

FAQs — House Cleaning and Maid Service Business Owner's Policy (BOP) in Ohio

How much is business owner's policy (bop) for House Cleaning and Maid Service in Ohio?

House Cleaning and Maid Service businesses in Ohio typically pay $59–$245/month for business owner's policy (bop). Rates vary by city, revenue, employee count, and claims history.

Is business owner's policy (bop) required in Ohio for House Cleaning and Maid Service?

Ohio doesn't legally mandate business owner's policy (bop) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does business owner's policy (bop) cover for House Cleaning and Maid Service in Ohio?

Business Owner's Policy (BOP) bundles general liability and commercial property into one cost-saving package. For House Cleaning and Maid Service businesses, key covered scenarios include: Property damage while cleaning; Employee injury from chemicals or equipment; Theft accusation by client.

What are the biggest risks for House Cleaning and Maid Service businesses in Ohio?

Top exposures: (1) Property damage while cleaning, (2) Employee injury from chemicals or equipment, (3) Theft accusation by client, (4) Slip and fall by worker on premises.

Which carriers write House Cleaning and Maid Service policies in Ohio?

Top carriers in Ohio for Cleaning & Maintenance businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day business owner's policy (bop) in Ohio?

Yes — most House Cleaning and Maid Service policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Ohio cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.