Janitorial Services Business Owner's Policy (BOP) in South Carolina

South Carolina Janitorial Services businesses pay $59–$245/month.

Get My Free Quote →

By clicking, you agree to our Terms of Use and Privacy Policy, and authorize My Digital Kube and its licensed carrier partners to contact you using the information you provide. Consent is not required to purchase insurance.

Janitorial Services BP Rates by City and County in South Carolina

Coverage Types for Janitorial Services in South Carolina

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Workers' Compensation
  • ✓Commercial Property
  • ✓Inland Marine / Tools & Equipment

Top Risk Exposures

  • 1.Property damage while cleaning
  • 2.Employee injury from chemicals or equipment
  • 3.Theft accusation by client
  • 4.Slip and fall by worker on premises
  • 5.Chemical damage to surfaces or fabrics
  • 6.Vehicle accident between job sites

FAQs — Janitorial Services Business Owner's Policy (BOP) in South Carolina

How much is business owner's policy (bop) for Janitorial Services in South Carolina?

Janitorial Services businesses in South Carolina typically pay $59–$245/month for business owner's policy (bop). Rates vary by city, revenue, employee count, and claims history.

Is business owner's policy (bop) required in South Carolina for Janitorial Services?

South Carolina doesn't legally mandate business owner's policy (bop) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does business owner's policy (bop) cover for Janitorial Services in South Carolina?

Business Owner's Policy (BOP) bundles general liability and commercial property into one cost-saving package. For Janitorial Services businesses, key covered scenarios include: Property damage while cleaning; Employee injury from chemicals or equipment; Theft accusation by client.

What are the biggest risks for Janitorial Services businesses in South Carolina?

Top exposures: (1) Property damage while cleaning, (2) Employee injury from chemicals or equipment, (3) Theft accusation by client, (4) Slip and fall by worker on premises.

Which carriers write Janitorial Services policies in South Carolina?

Top carriers in South Carolina for Cleaning & Maintenance businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day business owner's policy (bop) in South Carolina?

Yes — most Janitorial Services policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for South Carolina cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.