Maine Social Services businesses pay $60–$300/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Portland | $72–$360/mo | Compare → |
| Lewiston | $59–$294/mo | Compare → |
| Bangor | $57–$285/mo | Compare → |
| South Portland | $66–$330/mo | Compare → |
| Auburn | $57–$285/mo | Compare → |
| Cumberland County | $72–$360/mo | Compare → |
| York County | $66–$330/mo | Compare → |
| Penobscot County | $57–$285/mo | Compare → |
| Kennebec County | $57–$285/mo | Compare → |
| Androscoggin County | $59–$294/mo | Compare → |
Social Services businesses in Maine typically pay $60–$300/month for business owner's policy (bop). Rates vary by city, revenue, employee count, and claims history.
Maine doesn't legally mandate business owner's policy (bop) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.
Business Owner's Policy (BOP) bundles general liability and commercial property into one cost-saving package. For Social Services businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.
Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.
Top carriers in Maine for Social & Community Services businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Social Services policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Maine cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.