Landscaping and Lawn Care General Liability Insurance in Massachusetts

Massachusetts Landscaping and Lawn Care businesses pay $203–$1080/month.

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Landscaping and Lawn Care GL Rates by City and County in Massachusetts

LocationEst. Monthly RateGet Quote
Boston$315–$1,674/moCompare →
Worcester$254–$1,350/moCompare →
Springfield$233–$1,242/moCompare →
Cambridge$325–$1,728/moCompare →
Lowell$244–$1,296/moCompare →
Brockton$240–$1,274/moCompare →
New Bedford$223–$1,188/moCompare →
Quincy$274–$1,458/moCompare →
Lynn$244–$1,296/moCompare →
Fall River$223–$1,188/moCompare →
Middlesex County$305–$1,620/moCompare →
Worcester County$254–$1,350/moCompare →
Essex County$264–$1,404/moCompare →
Suffolk County$315–$1,674/moCompare →
Norfolk County$284–$1,512/moCompare →
Hampden County$233–$1,242/moCompare →
Bristol County$233–$1,242/moCompare →
Plymouth County$244–$1,296/moCompare →
Barnstable County$223–$1,188/moCompare →
Hampshire County$233–$1,242/moCompare →

Coverage Types for Landscaping and Lawn Care in Massachusetts

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Workers' Compensation
  • ✓Commercial Property
  • ✓Inland Marine / Tools & Equipment

Top Risk Exposures

  • 1.Third-party bodily injury claim
  • 2.Property damage liability
  • 3.Employee workplace injury
  • 4.Professional error or omission
  • 5.Data breach or privacy violation
  • 6.Client lawsuit from service dispute

FAQs — Landscaping and Lawn Care General Liability Insurance in Massachusetts

How much is general liability insurance for Landscaping and Lawn Care in Massachusetts?

Landscaping and Lawn Care businesses in Massachusetts typically pay $203–$1080/month for general liability insurance. Rates vary by city, revenue, employee count, and claims history.

Is general liability insurance required in Massachusetts for Landscaping and Lawn Care?

Massachusetts doesn't legally mandate general liability insurance for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does general liability insurance cover for Landscaping and Lawn Care in Massachusetts?

General Liability Insurance protects against third-party bodily injury, property damage, and personal injury claims. For Landscaping and Lawn Care businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.

What are the biggest risks for Landscaping and Lawn Care businesses in Massachusetts?

Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.

Which carriers write Landscaping and Lawn Care policies in Massachusetts?

Top carriers in Massachusetts for Landscaping & Grounds businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day general liability insurance in Massachusetts?

Yes — most Landscaping and Lawn Care policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Massachusetts cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.