Michigan Landscaping and Lawn Care businesses pay $188–$1000/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Detroit | $273–$1,450/mo | Compare → |
| Grand Rapids | $207–$1,100/mo | Compare → |
| Warren | $216–$1,150/mo | Compare → |
| Sterling Heights | $222–$1,180/mo | Compare → |
| Lansing | $197–$1,050/mo | Compare → |
| Ann Arbor | $235–$1,250/mo | Compare → |
| Flint | $179–$950/mo | Compare → |
| Dearborn | $216–$1,150/mo | Compare → |
| Livonia | $226–$1,200/mo | Compare → |
| Troy | $235–$1,250/mo | Compare → |
| Wayne County | $263–$1,400/mo | Compare → |
| Oakland County | $244–$1,300/mo | Compare → |
| Macomb County | $222–$1,180/mo | Compare → |
| Kent County | $207–$1,100/mo | Compare → |
| Genesee County | $179–$950/mo | Compare → |
| Washtenaw County | $235–$1,250/mo | Compare → |
| Ingham County | $197–$1,050/mo | Compare → |
| Kalamazoo County | $197–$1,050/mo | Compare → |
| Ottawa County | $188–$1,000/mo | Compare → |
| Saginaw County | $179–$950/mo | Compare → |
Landscaping and Lawn Care businesses in Michigan typically pay $188–$1000/month for general liability insurance. Rates vary by city, revenue, employee count, and claims history.
Michigan doesn't legally mandate general liability insurance for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.
General Liability Insurance protects against third-party bodily injury, property damage, and personal injury claims. For Landscaping and Lawn Care businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.
Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.
Top carriers in Michigan for Landscaping & Grounds businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Landscaping and Lawn Care policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Michigan cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.